Loan Against Securities
Unlock liquidity from mutual funds and shares without selling them.
Loan Against Securities
Unlock liquidity from mutual funds, shares, and other investments without selling them
* Indicative only. Actual interest rate depends on your profile and the lending company
Why Choose a Loan Against Securities?
A loan against securities (LAS) lets you raise cash against mutual funds, listed shares, and similar investments you already hold. You pledge the assets instead of selling them, so your long-term allocation can stay in place while you fund a short-term need.
- From around 9% p.a.*
- Funding up to 70% of eligible asset value
- Mutual funds, shares, and other approved securities
- Pledge-based — you do not have to liquidate holdings
Liquidity Without Selling
Borrow against your portfolio while the securities stay pledged
Our Loan Against Securities Advantages
Use your existing investments as collateral for mutual funds, shares, and more
Mutual Funds
Pledge eligible mutual fund units and borrow against their market value without redeeming the investment.
Listed Shares
Raise funds against approved listed shares while keeping the securities in your name under pledge.
Overdraft Facility
Draw only what you need. Interest is typically charged on the amount utilised, not the full sanctioned limit.
No Forced Sale
You do not have to sell holdings to raise cash. Pledge them, use the funds, and release the pledge on repayment.
Get a Quote Against Your Portfolio
Share your holdings and our team will match you with a lending partner, explain eligible LTV, and guide you through pledge and disbursal.